IPAQ h3900 sd card error

My Ipaq does not recognize my sd card. I have tried different ones but get the same result...
Would you like to format the sd card? ...yes.
an error occured (error code 0).

I have formatted the card on a pc without a problem, but then get the same response when I insert it into the Ipaq.

I see lots of people have this problem on the net, but have not found any advice that helps.

I would appreciate some help .... thanks

Neil

[Derekh]

Is it a new card?

The 3900 will not work with SDHC cards.

Thanks Derek.
Yes its a new micro sd in an adapter sleeve.
I'm not sure if it's sdhc as it's just marked as sd.

[Derekh]

What size is it?

Anything above 2GB is usually SDHC

Just tried an authentic sd card (2gb), but get the same result as before.